Equity Group Posts Record KSh75.5 Billion Profit

Equity Group record profit 2025 has reached a historic KSh75.5 billion. This marks a 55 percent increase from KSh48.8 billion recorded in 2024. As a result, the bank has reinforced its position as a leading financial powerhouse in Africa.

Regional Expansion Driving Growth

Equity Group Holdings Plc reported its strongest financial performance to date. Notably, regional subsidiaries contributed nearly half of the group’s total banking profits.

Operations in Uganda, Tanzania, Rwanda, and the Democratic Republic of Congo all posted strong gains. For instance, Uganda recorded an extraordinary 500 percent surge in profit after tax. Meanwhile, Tanzania grew by 125 percent, while DR Congo expanded by 58 percent.

Therefore, these results highlight the bank’s deepening footprint across East and Central Africa.

Strong Balance Sheet and Revenue Growth

The group’s balance sheet expanded by 9 percent to KSh1.97 trillion. In addition, customer deposits rose to KSh1.46 trillion. Net loans also increased to KSh882.5 billion, reflecting sustained lending activity.

Moreover, total income climbed to KSh217.7 billion. This growth was driven by a 17 percent rise in net interest income. At the same time, non-funded income streams continued to perform well.

Digital Banking at the Core

Equity continues to lead in digital banking adoption. In fact, over 98 percent of customer transactions now take place outside physical branches.

Additionally, 88.4 percent of all transactions are processed through digital platforms. Consequently, this shift has reduced operational costs significantly. It has also improved accessibility and convenience for millions of customers.

Dividend Boost for Shareholders

Following the strong performance, the board has proposed a dividend payout of KSh21.7 billion. This translates to KSh5.75 per share.

Furthermore, this represents a 35.3 percent increase compared to the previous year. As a result, shareholders are set to benefit from the bank’s continued growth.

Social Impact and Development

Beyond profitability, Equity Group continues to expand its social impact through the Equity Group Foundation.

Over the past year, more than 1,100 students received international scholarships. In addition, nearly 1 million entrepreneurs were trained.

At the same time, over 500,000 small businesses accessed KSh401 billion in credit. Meanwhile, 3.8 million farmers benefited from climate-smart agriculture training.

Furthermore, the group planted 44.6 million trees. It also supported 4.6 million patients through affordable healthcare services under Equity Afya.

Future Outlook

Looking ahead, Equity Group remains focused on long-term growth. The bank is advancing its Africa Recovery and Resilience Plan (ARRP).

Moreover, its 2030 strategy aims to expand into 15 African markets. The goal is to serve up to 100 million customers.

According to CEO James Mwangi, the bank will continue investing in digital technology and artificial intelligence. Ultimately, this will drive financial inclusion and sustainable growth across the continent.